As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
Why Join
As a key member of our risk management team, you will play a critical role in shaping the future of OCBC. You will work closely with stakeholders to identify and mitigate credit risks, ensuring the bank's continued stability and growth. This is a unique opportunity to make a meaningful impact and build a rewarding career.
How you succeed
To excel in this role, you will need to stay ahead of the curve, anticipating and responding to emerging trends and risks. You will work collaboratively with cross-functional teams to develop and implement effective credit risk management strategies, leveraging data and analytics to inform your decisions.
What you do
Pro-active risk management of a portfolio of regional and global accounts comprising Subscription Financing and Stock Brokerages across OCBC Bank and OCBC subsidiaries.
Assess appropriate credit limits during credit propositions, annual renewals and transactional requests submitted by Business Units (BUs) in a timely manner. BUs include Global Financial Institutions, Global Markets and Wholesale Banking.
Review annual review papers prepared by the Credit Analysts Team, provide constructive comments to enhance the credit submissions (including recommending changes to risk acceptance criteria, where necessary) and present justification/rationale to senior management.
Pro-active management of credit portfolio amid evolving changes in market dynamics and escalate credit concerns/issues to management where required.
Be well-versed with the Bank’s credit policies and procedures and recommend credit policy changes, as required. Participate in the development of risk management standards/governance, procedures and processes where required.
Ensure new transactions and credit renewals meet OCBC’s risk acceptance criteria, risk policies and procedures, as well as regulatory requirements.
Close collaboration with Business Units to structure credit facilities such that credit risks in derivatives. These include credit facilities extended by Group’s subsidiaries.
Respond to requests from the trading floor in timely manner for limit excess during pre-deal credit limit checks.
Prepare and present portfolio reviews to the credit risk management committee.
Negotiate credit terms in loan agreements, ISDA/CSA, GMRA and GMSLA.
Who you are
Candidate should minimally possess a good degree from a recognized university.
At least 10 years of relevant credit experience with focus on NBFIs, preferably with experience in Subscription Financing.
Strong team player who demonstrates ability to adapt and work in a team.
Ability to express opinions, engage discussions with BUs and work in a fast-paced environment.
Knowledge in loan documentation, ISDA/CSA, GMRA, GMSLA
Excellent written and interpersonal communication skills.
Who we are
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.
What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
Top Skills
OCBC Bank Singapore Office
65 Chulia St, Singapore, 049513
