GXS Bank Logo

GXS Bank

Senior Data Scientist - Credit Risk

Posted 12 Days Ago
Be an Early Applicant
Singapore
Senior level
Singapore
Senior level
Develop and maintain predictive models for credit scoring, fraud detection, and risk management, leveraging data for insights to support business decision-making.
The summary above was generated by AI

We are living in dynamic times. Technology is reshaping how we live, and we want to use it to redefine how financial services are offered. This is why we are coming together to unlock big dreams, and financial inclusion for people in our region is just one of them. We want to build a digital bank with the right foundation - using data, technology and trust to solve problems and serve customers.

We're seeking a driven and skilled Credit Risk Data Scientist to join our dynamic team. If you're passionate about predictive modeling, risk management, and leveraging cutting-edge technologies, this role offers an exciting opportunity to contribute to the development of credit scoring and risk mitigation strategies.

Credit Risk Models:

  • Develop, maintain, and monitor predictive models for credit scoring, fraud detection, and suspicious activity prediction.

  • Write high-quality, production-ready code for models to be deployed in the production environment.

  • Deploy models in the MLOps production environment, maintaining and troubleshooting any issues.

  • Support regular model performance reviews, audits, and recalibrations.

  • Leverage alternative data sources to enhance underwriting and credit risk models.

  • Ensure alignment with model governance, business, and regulatory expectations.

Data Analytics to Help Business:

  • Collect, process, and analyze data to support statistical analysis and risk decision-making.

  • Design, implement, and maintain performance reports and actionable insights dashboards.

  • Provide data-driven insights and develop dashboards to support loan approval processes and business decision-making.

  • Conduct in-depth analyses to identify trends, patterns, and anomalies in lending data that can influence credit risk strategies.

  • Present model concepts and metrics to senior stakeholders and validators/auditors.

Experience and Qualifications

  • Degree (PhD, Master's, Bachelor's) in Statistics, Mathematics, Economics, Finance, Risk Management, or related field.

  • Proven experience building risk models such as Application Score, Behavior Score, PD, EAD, LGD (Basel or IFRS 9), especially for retail customers in diverse countries including Singapore.

  • Comprehensive understanding of risk management throughout the customer journey within fintech or risk-focused environments.

  • Domain expertise in retail credit products, banking, and regulatory frameworks (Basel, IFRS).

  • Proficiency in Python, R, SQL, Snowflake and Data Visualization tools like Tableau.

  • Technical proficiency in data retrieval, data modeling, data mining, and predictive modeling.

  • Strong familiarity with advanced machine learning techniques, statistical classification/regression for credit risk.

  • Exceptional problem-solving skills, detail-oriented mindset, and ability to thrive in a dynamic work setting.

  • Bonus: Familiarity with implementing models using Terraform scripts, Docker/Kubernetes, CI/CD technologies, AWS, or MLOps.


Top Skills

AWS
Docker
Kubernetes
Python
R
Snowflake
SQL
Tableau
Terraform

GXS Bank Singapore Office

Singapore, Singapore

Similar Jobs

5 Hours Ago
Remote
Singapore, SGP
Mid level
Mid level
Cloud • Fintech • Cryptocurrency • NFT • Web3
As a Data Scientist II at Coinbase, you'll analyze products, guide experiments, and enhance data infrastructure, contributing to strategic decision-making.
Top Skills: PythonSQL
2 Days Ago
Remote
Singapore, SGP
Mid level
Mid level
Cloud • Fintech • Cryptocurrency • NFT • Web3
As a Payments Risk Analyst, you'll manage fraud risks in payments, analyze data for risk assessment, and collaborate with teams to enhance fraud detection processes.
Top Skills: MySQLPythonRSQL
3 Days Ago
Remote
Singapore, SGP
Senior level
Senior level
Cloud • Fintech • Cryptocurrency • NFT • Web3
Senior Data Scientist at Coinbase will drive analysis and offer insights influencing business decisions, utilizing SQL and Python for deep dives and experimentation.
Top Skills: PythonSQL

What you need to know about the Singapore Tech Scene

The digital revolution has driven a constant demand for tech professionals across industries like software development, data analytics and cybersecurity. In Singapore, one of the largest cities in Southeast Asia, the demand for tech talent is so high that the government continues to invest millions into programs designed to develop a talent pipeline directly from universities while also scaling efforts in pre-employment training and mid-career upskilling to expand and elevate its workforce.

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account