Citi's Trade and Working Capital Loan business provides a wide range of solutions to help companies manage their global trade and working capital needs. Citi's Trade and Working Capital business is a global leader in providing trade and working capital solutions to companies of all sizes and organized across following client segments: Corporate, Commodities, Correspondent Banks and Commercial Bank clients. The business has a strong track record of success, and it is committed to helping companies grow their business and succeed. You’ll gain comprehensive knowledge of lending products and develop expertise in structuring them.
We are looking for a highly motivated and experienced Structuring & Lending Specialist to champion the commercialization of structured loan solutions across the Asia South & Asia North clusters.
The ideal candidate should have a strong understanding of the product management processes and have worked with various functional partners from sales, operation, technology, risk and coverage teams.
Responsibilities:
- Deal identification, origination and execution of structured trade & working capital loan products (e.g. Prepayment, Borrowing Base Finance, Commodity Finance solutions and long tenor financing)
- Primary focus on commodity financing transactions across Asia Pacific
- Driving large transactions from inception to execution by partnering with all internal partners across the bank and the clients to deliver bespoke working capital solutions
- Conduct market research, analyze competitor offerings and identify product gaps. Stay up to date on industry trends and regulations around Sustainability and Commodity Finance themes.
- Provide structuring and product expertise on complex trade finance transactions on case-by-case basis
- Monitor and manage product performance and customer success for new and existing trade loan products
- Drive and contribute towards capital optimization and risk distribution initiatives
- Support product governance responsibilities
- Run number of strategic initiatives (E.g. Digitization and Commercialization of digital trade loan capabilities)
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Qualifications:
- This is not an entry level position. Proven experience in a similar position is required.
- Bachelor's degree in business, finance, or a related field or equivalent experience.
- Master’s degree is Good To have.
- Strong experience and understanding of the market, players and the suite of commodity financing structures - prepayments, borrowing base financings
- Strong understanding of corporate lending products
- Experience in structured finance, counterparty risk management, and legal documentation is a huge plus. This includes drafting and reviewing LMA based loan and security documents.
- Prior experience in product management and development roles in a bank or FinTech will be useful.
- Excellent communication and interpersonal skills.
- Ability to work independently and as part of a team.
- Strong analytical and problem-solving skills.
- Ability to work under pressure and meet tight deadlines.
- Ability to work with broad group of stakeholders
- Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Career Benefits:
- Opportunity to work with a talented team of professionals in a fast-paced and rewarding environment.
- Citi has a global presence, which allows it to learn about trade and working capital client needs and market leading solution offered in emerging market countries.
- Citi is constantly innovating and developing new solution. Therefore, role offers a tremendous platform to learn and expand your professional network.
- Excellent opportunity to be part of global winning product team with lot of occasions to intellectually contribute and expand knowledge about on balance sheet and off balance sheet financing structures.
- Part of collaborative, diverse and multi-cultural team.
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Job Family Group: Product Management and Development------------------------------------------------------
Job Family:Trade Structuring------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
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