EMPOWER OVERVIEW
Empower is shaking up an outdated financial system by providing real opportunity for our customers: the opportunity to get the cash they need, to access fair credit, and to change their financial story. Today, we’re helping millions of people find financial security through machine learning models that evaluate creditworthiness using a more inclusive lens and mobile-first products: Cash Advance, Thrive line of credit, and Petal credit cards. Tomorrow? Creating even more financial paths for our customers (and their wallets) to succeed.
This year, Empower ranked #65 on Inc. 5000’s Fastest-Growing Private Companies list — our third year in a row cracking the top 100 — and was named by Forbes as one of the 25 Next Billion-Dollar Startups for 2024. Empower was also featured by Forbes on America’s Best Startup Employers list in 2023, and our Thrive line of credit product was named by Fast Company as one of 2022’s Next Big Things in Tech.
Empower is backed by Sequoia Capital, Blisce, and Icon Ventures. Ready to grow your impact and accelerate your career? Take a look at our open roles — we can’t wait to meet you.
JOB DESCRIPTION
Empower is seeking an experienced product leader for Cashalo, our largest international subsidiary and fintech in the Philippines expanding access to fair credit. If you’re looking for a role where you can have massive impact creating products that expand financial inclusion, and a wide scope within a high performing team, this is the role for you.
The ideal candidate is driven by a passion to improve customer financial well-being, collaborate closely with a high performing team, and make decisions that fuel business growth. This individual will lead teams and workstreams that drive the strategy, tactics, and delivery timelines for all Cashalo features and products.
You will play a critical role in bringing products to market, designing and executing a robust testing agenda, and analyzing user data to identify areas of opportunity. You will lead day-to-day execution in partnership with Engineering, Credit and Data Science, Operations, Design, Marketing, Compliance, and Customer Support. You will also shape the longer-term strategy of the product and roadmap. Ideally you have previous exposure to credit and lending, or a strong desire to develop deep expertise in these areas.
This is a remote role for individuals in an Asia Pacific time zone (GMT +5-11). Occasional travel will be required for company onsites (~4-6 times per year).
RESPONSIBILITIES
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Identify opportunities, develop and review proposals for new products for Empower’s international markets
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Lead workstreams required to build impactful products, i.e., managing cross-functional support, designing specs, overseeing development and measuring outcomes
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Work with Empower’s leadership team to build out strategy and growth plans while managing financial outcomes
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Partner with geography leaders in Credit and Data Science, Engineering, Marketing, and Finance to ensure that the team’s work fits within the larger picture
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Lead and build teams of product managers and and colleagues from other disciplines as the business grows
QUALIFICATIONS
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Minimum of 5+ years work experience in credit or product management, with a strong preference for experience in consumer technology start ups and/or fintech & financial services companies
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Bachelor’s degree (or greater), ideally in an analytical or technical discipline (e.g., Engineering, Computer Science, Economics)
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Strong analytical abilities and are comfortable running independent analyses and defining and measuring goals consistently
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Deep experience with SQL, Python, and/or analytical tools such as Amplitude and Tableau
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Strong customer empathy and experience shaping product direction and execution based on customer needs, innovative trends, and new products in the industry
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A get-it-done mindset; you’re resourceful and happy to be hands on and in the weeds writing product specs, leading problem solving sessions, and driving outcomes
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An interest in addressing complicated and impactful product & business problems
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Experience leading complex, cross-functional product initiatives
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Strong strategic thinking, problem solving, and logical structuring abilities
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Comfort with ambiguity; the ability to independently lay out and test clear hypotheses, and solve problems without well-defined direction
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Excellent verbal and written communication skills, ability to communicate to an executive audience
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Located in an Asia Pacific time zone to facilitate collaboration across regions.
Don't meet every qualification? If you're excited about this challenge and driven to innovate, we still want to hear from you!
What You'll Get at Empower
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Meaningful Ownership: Competitive salary and generous equity in a profitable, fast growing company.
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Complete Support: 100% coverage for medical, dental, vision, and life insurance, plus a generous WFH reimbursement.
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High-Impact Teams: The chance to thrive in a small, focused team where your contributions directly shape outcomes for our business and customers.
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Remote First: A virtual first environment built on trust and outcomes.
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Team Connection: Twice-yearly company onsites where we come together to connect, learn, and build for the future (our last few have been in San Diego, Vail, and Flagstaff)!
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Growth Path: Ongoing opportunities for development in a dynamic, supportive, and creative environment.
The Empower Way
The Empower Way is one where bold ambition meets an owner mindset, where open dialogue and spirited debate are encouraged, and where everyone works together to put our customers first. We believe diverse voices lead to the best ideas, and we foster an environment where every individual is valued, heard, and supported as part of one unified team working to change lives and build a more inclusive future.
If that sounds like you, join us and be part of a team that's helping millions of people reshape their financial futures.
