About the Role
We are seeking an experienced and highly motivated Senior Credit Risk Manager to join RHB Singapore. In this role, you will be responsible for achieving risk-based credit competitive advantage by planning and implementing SG credit risk management processes in line with the Group’s practices and policies. You will also roll out Group-wide Credit Risk initiatives, ensure regulatory compliance, and monitor credit cycles to identify gaps and mitigation plans.
What you will be doing
Plan and implement SG credit risk management processes aligned with Group policies.
Roll out Group-wide Credit Risk initiatives, ensuring alignment with Group guidelines while accommodating SG industry practices.
Ensure credit risk processes conform to prevailing regulatory requirements.
Monitor credit cycles and changes in internal/external operating environments, identifying gaps and mitigation plans.
Conduct effective portfolio monitoring and reviews across key areas, including Stress Testing, Thematic Reviews, Early Warnings, Economic Capital Framework, and Risk Appetite Framework.
Collaborate with Head Office to refine local credit risk management practices and frameworks.
Partner with lines-of-defense teams and Head Office risk counterparts to support comprehensive risk reviews.
Manage day-to-day BAU processes to ensure timely and accurate deliverables while driving process enhancements.
Prepare reports and presentation materials for local and Head Office risk committees.
Monitor macroeconomic trends, market developments, regulatory changes, and credit-related events, assessing their impact on the portfolio.
Maintain strong understanding of MAS and BNM regulatory requirements and assist with credit-risk related regulatory matters.
What we're looking for
Bachelor’s/ Master’s degree in Finance, Economics, Accounting, Business, or related discipline from a reputable institution.
Professional accreditation such as IBF Certification, Financial Risk Manager, Professional Risk Manager, or other Credit & Risk Certifications is an added advantage.
Minimum 10 years of experience in credit risk analytics or credit risk management at an established financial institution.
Strong analytical skills with ability to interpret complex data and identify key insights.
Proficiency in Microsoft PowerPoint and Excel; familiarity with Excel VBA, Power Query, or Power Pivot is an advantage.
Strong knowledge of credit risk policies, risk management frameworks, and local regulatory requirements.
Detail-oriented with strong organizational and problem-solving skills.
Ability to work effectively with stakeholders across functions and geographies.
Ability to manage multiple tasks and deliver under tight timelines.
Strong written and verbal communication skills
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