Senior Associate, Operation Strategy

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.

Proudly founded in Melbourne, we have a team of over 2,000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.

We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.

You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.

The Opportunity：

Airwallex is a global payments fintech company transforming the way businesses move and manage money globally. We have built a global financial infrastructure platform to help businesses transact, collect and pay across 130+ countries and 50+ currencies, without the constraints of the traditional global financial system. We've grown to 13 global locations and have raised over $900 million in funding. To support our ambitious growth plans, we’re looking for smart, collaborative and passionate people who are looking to make a genuine impact.

We're looking for a detail-oriented and analytical professional to oversee the cost management of scheme (card network) and local payment methods. This role is responsible for managing interchange, scheme fees, and local payment costs, driving cost optimization, and ensuring compliance with internal policies and industry regulations.

Responsibilities：

• Monitor and analyze scheme fees, interchange rates, and local payment costs across different markets.

• Maintain and update internal cost models; track changes in card scheme rules, local payment regulations, and new BIN introductions.

• Work closely with Finance and Product teams to forecast cost impacts and optimize pricing strategies.

• Partner with technology teams to implement automated processes for cost calculation, allocation, and reporting.

• Support AI and data-driven initiatives for more accurate and efficient configuration of payment cost structures.

• Prepare regular cost analysis reports and present actionable insights.

• Identify opportunities to lower processing costs for merchants while maintaining service quality.

• Participate in cross-functional projects related to new product launches or changes in payment acceptance.

• Act as the main point of contact with card schemes and local payment partners for pricing and cost-related inquiries.

Qualifications：

• 3+ years of relevant experience in payments, financial services, or cost/pricing analysis.

• In-depth understanding of card scheme rules, interchange, and payment industry economics.

• Familiarity with local payment methods in key markets is a strong plus.

• Strong analytical and modeling skills, with proficiency in Excel; knowledge of SQL or BI tools is an advantage.

• Excellent communication and cross-functional collaboration skills.

• High attention to detail and a proactive attitude.

To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.

Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.