Purpose of the Role
The Risk and Underwriting Assistant conducts home appraisal services in accordance with underwriting guidelines relating to property condition, construction, occupancy, security, and other relevant risk factors. The role supports the Personal Risk Services team by identifying hazards, recommending risk improvements, assessing adequacy of insurance coverage, preparing risk assessment reports, and underwriting complex cases.
Key Accountabilities & Responsibilities
Conduct on-site risk surveys for residential properties, including landed homes and high value residences
Assess the replacement cost of homes by adhering to accepted valuation methods
Assess potential risk or catastrophe exposures and review the security and fire protection relative to the insurance coverages
Keeping abreast of current building costs, changes to security/fire protection, construction techniques/materials, loss trends and undertake research projects as required
Assess the adequacy of the client’s insurance coverages and supply the underwriter with sufficient information to pursue these coverages
Provide risk management recommendations aligned with Chubb’s underwriting and appraisal guidelines
Prepare risk assessment reports in accordance with Chubb’s underwriting and appraisal guidelines
Any other services or deliverables as instructed by Chubb, including administrative duties
Required Skills & Experience
- Degree or diploma in risk management, civil engineering, quantity surveying, or a related discipline
- 2 – 3 years of relevant experience, fresh graduates might be considered
- Strong willingness to learn from experts from a variety of disciplines
- Willingness to travel within Singapore when required
- Strong understanding of residential property construction, fire protection systems, and security controls
- Familiarity with Singapore property types, including landed homes and condominiums
- Knowledge of local fire safety, building, and regulatory requirements
- Good written and verbal communication skills
