Processes and verifies GIRO, cheque-clearing, FAST, and pay-out transactions within strict deadlines. Reviews signatures and technical compliance, performs journal entries and GL balancing, prepares reconciliation and audit reports, handles customer enquiries and callback verification, issues ATM cards and tokens, retrieves transaction images, and supports administrative activities. Requires strong accuracy, numerical, reconciliation, risk-control, communication, and banking operations skills.
Key Responsibilities:
- Process and/or check inward and outward GIRO and cheque-clearing transactions accurately and within
- prescribed timelines.
- Review inward-clearing cheques for technical compliance and verify customer signatures against
- authorised specimens.
- Process cheque and GIRO arrangements, including Direct Debit Authorisation (DDA), MFT and Standing
- Instructions (SI), as required.
- Perform journal entries and General Ledger (GL) balancing for cheque and GIRO transactions to ensure
- accuracy and completeness.
- Generate cheque and GIRO reports for reconciliation and ensure required operational reports are
- submitted within prescribed timelines.
- Validate USD- and SGD-denominated cheques in accordance with checker requirements.
- Review, process and accurately record pay-out instructions received through INLIS within the prescribed
- cut-off time, with instructions received after cut-off scheduled for the next available processing window.
- Retrieve cheque, GIRO and FAST transaction images as required.
- Attend to internal and external customer enquiries and provide the necessary operational support.
- Extract Vision IP system reports for IT security and audit purposes.
- Handle the issuance of ATM cards and tokens in accordance with established procedures.
- Perform callback duties to verify and confirm customers’ instructions prior to processing, in accordance
- with established procedures
- Perform ad hoc administrative duties, including coordination of stationery and departmental supplies
Key requirements:
- Diploma or equivalent qualification, preferably in Banking, Finance, Business Administration, Accounting or a related discipline.
- Candidates with relevant banking operations experience and a suitable combination of education and practical experience may also be considered.
- Preferably prior experience in banking operations, payment operations, cheque/GIRO clearing, reconciliation or other related back-office functions.
- Fresh diploma holders with strong attention to detail, numerical ability and willingness to learn may also be considered
Key Competencies:
- Strong attention to detail and accuracy, with the ability to identify discrepancies and ensure transactions and instructions are processed correctly.
- Good knowledge of banking operations, particularly cheque and GIRO clearing, reconciliation, journal entries and payment-related processes.
- Strong control and risk awareness, with the ability to follow established procedures, perform required verification and maintain proper operational controls.
- Good communication and customer service skills, including the ability to conduct callback verification professionally and handle internal and external customer enquiries effectively.
- Ability to work under pressure and meet strict cut-off times, while maintaining accuracy and service standards.
- Good reconciliation and numerical skills, with the ability to perform GL balancing, journal entries and investigate discrepancies.
- Proficient in relevant banking and operational systems, with the ability to learn new systems and processes quickly.
- Meticulous, diligent and responsible, with a strong sense of ownership and accountability.
- Good teamwork and interpersonal skills, with the flexibility to support different operational activities and work effectively with internal stakeholders.
- Adaptable and fast learner, with the willingness to take on new responsibilities and respond to changing operational requirements.
- Good organisational and time-management skills, with the ability to prioritise multiple tasks and meet reporting and processing deadlines.
CIMB Singapore Singapore Office
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