MGR/AVP, Senior Analyst, Credit Infrastructure & Solution

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

As a Senior Analyst in the Credit Infrastructure & Solution Team, you'll play a crucial role in measuring, managing and optimizing risks. You'll work closely with stakeholders to design, implement, and maintain credit risk systems and models, driving business outcomes and mitigating risk. With the bank's strong commitment to innovation and excellence, you'll have the opportunity to build a fulfilling career and make a lasting impact.

To excel in this role, you should have good understanding of the Basel Rules, MAS637 Credit Risk regulations and credit products, ideally with at least 3 years’ experience in analytical role, including conducting monthly credit portfolio/financial reporting exercises in a financial institution.

You should possess a strong analytical or technical background and good communication and stakeholder management skills.

• Participate in the maintenance of the credit risk data aggregation processes, which may include coding and testing of scripts, management of data integrity and data lineage.

• Prepare regulatory and management credit risk reports.

• Optimize Credit RWA through improved methodologies and data quality.

• Advise business on the appropriate Credit RWA treatment.

• Participate in digitalization including adoption of RPA to improve processes

Group Risk Management works independently to protect, build, and drive our businesses. The team supports good decision-making with strong risk analysis and a crucial, comprehensive role in sharpening our competitive edge. Optimizing risk-adjusted returns, it's about seeking and adopting best-in-class practices, protecting the group from unforeseen losses, keeping risk within appetite, embracing change, and managing growth in one of the world's strongest banks.

• Strong interpersonal and communication skills to engage internal and external stakeholders.

• Self-motivated and detailed oriented team player who can multi-task in a fast-paced environment.

• Good understanding of banking products and risk management concepts.

• Independent, creative, with a pro-active problem-solving mindset.

• Proficient in programming languages such as SQL/Python and Microsoft Office applications.

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.