As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
As a Risk Policy Specialist at OCBC, you'll play a critical role in shaping the bank's risk management framework. You'll work closely with stakeholders to develop and implement policies that balance business growth with risk mitigation. This is a unique opportunity to make a meaningful impact on the bank's risk management strategy.
Key Responsibilities:
Credit Policy Governance & Regulatory Alignment
Lead the formulation, review and enhancement of credit risk policies, standards and procedures for Wholesale Banking.
Ensure policies are aligned with OCBC’s risk appetite, business strategy, and data-driven insights.
Drive policy harmonisation across subsidiaries and overseas branches, ensuring timely adoption, localisation, and compliance with OCBC Group standards, while considering the end-to-end implementation process.
Interpret and embed regulatory requirements from the Monetary Authority of Singapore (MAS) and other relevant authorities into credit policies and processes and ensuring swift responses to regulatory changes.
Business Advisory, Stakeholder Engagement & Committee Support
Provide expert advisory on the interpretation of credit policies, credit standards, and the design and enhancement of risk controls.
Engage relevant internal stakeholders from Business Units, Risk Management Units, Operations and Support functions to ensure policies are effectively communicated and operationalised.
Support the monthly Group Credit Risk Management Committee, including managing meeting materials, taking minutes and tracking follow-up actions.
Represent Group Risk Management in cross-functional, divisional, and Group-wide working groups and initiatives.
Risk Transformation, Strategic Projects & Departmental Oversight
Support credit transformation initiatives such as digitalisation, automation, data-driven credit decisioning, and customer-journey enhancements.
Contribute to departmental oversight, including business continuity planning and compliance matters.
Strengthen operational discipline, internal controls, and continuous process improvements within Group Risk Policy.
Requirements:
Experience & Qualifications
At least 15 years of relevant experience in Wholesale Banking credit policy, credit risk management, credit approval or corporate lending.
Strong regional exposure and experience across corporate, institutional, and commercial lending portfolios.
Prior experience in a major financial institution, ideally within the region, is highly valued.
Technical Capabilities
Proven experience in designing, owning or governing credit policies.
Strong understanding of MAS regulations, Basel standards and cross-jurisdictional policy requirements, and the end-to-end corporate credit risk management cycle and control processes.
Proficient in Microsoft Excel and PowerPoint; comfortable using technology and analytical tools to support policy and risk analysis.
Soft Skills
Excellent communication, stakeholder management, and influencing skills
Strong analytical mindset with the ability to translate insights into actionable and pragmatic policy recommendations.
High level of initiative, sound judgement, and ability to manage multiple priorities in a dynamic environment.
Strong command of English with excellent writing proficiency.
Self-driven, structured, outcome-oriented, and capable of driving initiatives independently in a fast-paced environment.
Who we are
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.
What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
Top Skills
OCBC Bank Singapore Office
65 Chulia St, Singapore, 049513
