EMPOWER OVERVIEW
Empower is shaking up an outdated financial system by providing real opportunity for our customers: the opportunity to get the cash they need, to access fair credit, and to change their financial story. Today, we’re helping millions of people find financial security through machine learning models that evaluate creditworthiness using a more inclusive lens and mobile-first products: Cash Advance, Thrive line of credit, and Petal credit cards. Tomorrow? Creating even more financial paths for our customers (and their wallets) to succeed.
This year, Empower ranked #65 on Inc. 5000’s Fastest-Growing Private Companies list — our third year in a row cracking the top 100 — and was named by Forbes as one of the 25 Next Billion-Dollar Startups for 2024. Empower was also featured by Forbes on America’s Best Startup Employers list in 2023, and our Thrive line of credit product was named by Fast Company as one of 2022’s Next Big Things in Tech.
Empower is backed by Sequoia Capital, Blisce, and Icon Ventures. Ready to grow your impact and accelerate your career? Take a look at our open roles — we can’t wait to meet you.
The Opportunity: Backend Engineer, Cashalo
As a Backend Server Software Engineer, you’ll work on the engine that powers the Empower apps and business. You’ll engage with a collaborative, high powered team to develop solutions and lead product engineering on projects with a reach of millions. The solutions you’ll build will be robust, secure and easy to understand both for our users and your engineering peers.
You’ll take end to end ownership of new features and product lines shaping work in early stages, building, deploying and running post deployment analysis to ensure we’re hitting our goals.
Note that travel for company offsites is expected at a minimum 2 times a year.
How You'll Make an Impact
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Designing, building, and deploying server application code that interfaces with 3rd party clients and Empower
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Implementing secure coding standards in accordance with the Empower Secure Development Policy
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Perform on-going security testing and code review to improve software security
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Monitoring the performance of the Empower server application and applying corrective action through bug fixing and improved solutions
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Minimising defects and improving reliability through: Development of automated tests, manual test validation, development of fit for purpose architecture and code, contributing to PRs
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Developing and maintaining the server app build and deployment pipelineCollaborating cross-functionally to define, design and ship new features that create customer and business value
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Working with business and operations stakeholders for the definition and development of business requirements
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Contributing to server/client contract API definition
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Architecting solutions that interface into 3rd parties and the Empower mobile client
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Maximising effective development and identifying new technology opportunities by: Keeping across .NET development announcements, being across community best practice, discovering and evaluating new technologies
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Participating in the server ops on call schedule
Why You're a Great Fit
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Bachelor degree or greater within Computer Science, Software Engineering or a related subject
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3+ years developing web APIs within .NET (C#)
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Working experience with ORMs such as Entity Framework
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Working experience constructing and optimising RDMS queries
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Working experience within the asynchronous programming model
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Able to effectively leverage AI-powered development tools (e.g., Cursor, Augment, Factory) to enhance productivity, code quality, and collaboration.
Our Interview Process
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Initial Recruiter Call: A conversation to learn about your experience and what you're looking for in your next role.
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Hiring Manager Interview: A deeper discussion about your background and approach to solving challenges.
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Technical Interview: Meet with Empower engineers to discuss your technical skills and problem-solving approach through real-world scenarios.
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Leadership Conversation: A final conversation with our CTO to discuss our mission and how you could contribute to it (and how we can help you achieve your career goals along the way).
Don't meet every qualification? If you're excited about this challenge and driven to innovate, we still want to hear from you!
What You'll Get at Empower
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Meaningful Ownership: Competitive salary and generous equity in a profitable, fast growing company.
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Complete Support: 100% coverage for medical, dental, vision, and life insurance, plus a generous WFH reimbursement.
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High-Impact Teams: The chance to thrive in a small, focused team where your contributions directly shape outcomes for our business and customers.
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Remote First: A virtual first environment built on trust and outcomes.
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Team Connection: Twice-yearly company onsites where we come together to connect, learn, and build for the future (our last few have been in San Diego, Vail, and Flagstaff)!
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Growth Path: Ongoing opportunities for development in a dynamic, supportive, and creative environment.
The Empower Way
The Empower Way is one where bold ambition meets an owner mindset, where open dialogue and spirited debate are encouraged, and where everyone works together to put our customers first. We believe diverse voices lead to the best ideas, and we foster an environment where every individual is valued, heard, and supported as part of one unified team working to change lives and build a more inclusive future.
If that sounds like you, join us and be part of a team that's helping millions of people reshape their financial futures.
