Lead pricing strategy and product development for unsecured loans: analyze market and customer data, design and launch products, monitor performance, and advise senior management to drive profitability and growth.
Responsibilities
- Develop and implement pricing strategies to drive the growth and profitability of the Unsecured Loans portfolio within the Consumer Banking Group
- Analyze market trends, competitor strategies, and customer behavior to identify opportunities for product innovation and optimization
- Collaborate with cross-functional teams to design, develop, and launch new Unsecured Loans products that meet customer needs and align with the bank's strategic objectives
- Monitor and analyze product performance, including yield, profitability, and market share, to inform decision-making and drive continuous improvement
- Develop and implement pricing strategies for Unsecured Loans products, ensuring competitiveness and profitability
- Provide subject matter expertise and strategic recommendations to senior management on Unsecured Loans product development and portfolio management
Requirements
- Bachelor's degree in Finance, Economics, or a related field
- Minimum 5 years of experience in product management, with a focus on Unsecured Loans or consumer lending products
- Demonstrated expertise in analyzing market trends, competitor strategies, and customer behavior to drive product innovation and growth
- Strong analytical and problem-solving skills, with the ability to interpret data and make data-driven decisions
- Excellent communication and presentation skills, with the ability to effectively collaborate with cross-functional teams
- Proficient in using data analysis tools and financial modeling techniques
- Thorough understanding of product yield, profitability, and pricing strategies
- Familiarity with the competitive landscape and market share dynamics in the Unsecured Loans segment
Location:
DBS Asia CentralJob:
Product ManagementSchedule:
RegularEmployee Status:
Full timeDBS Bank Ltd Singapore Office
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The digital revolution has driven a constant demand for tech professionals across industries like software development, data analytics and cybersecurity. In Singapore, one of the largest cities in Southeast Asia, the demand for tech talent is so high that the government continues to invest millions into programs designed to develop a talent pipeline directly from universities while also scaling efforts in pre-employment training and mid-career upskilling to expand and elevate its workforce.
