AVP, Credit System Analyst, Consumer Credit Risk-Systems and Projects

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join

As a Credit Systems Analyst at OCBC, you will be at the forefront of driving enterprise‑wide loan digitalization initiatives. This role sits at the intersection of business strategy, credit analytics, and technology, where your work directly influences how the bank assesses, manages, and implement loan origination system solution to enable straight through processing. You will partner with senior stakeholders to design and enhance scalable, data‑driven credit decisioning platforms that support prudent growth and regulatory confidence. For professionals motivated by impact, complexity, and innovation, this is an opportunity to shape the future of risk management at scale.

How you succeed

To success in this role demands both technical capability and strong project management skill. You will collaborate closely with business leaders, risk managers, and technology teams to translate strategic risk objectives into robust system solutions. A strong grasp of credit systems architecture and regulatory expectations is essential, as is the ability to stay ahead of evolving industry standards. Equally important is your capacity to articulate complex technical and risk concepts clearly and credibly to senior, non‑technical stakeholders, enabling informed decision‑making at the executive level.

What you do

• Lead Loan Lifecycle Management System initiatives, including the setup and implementation of application scorecards, credit underwriting rules, and decision workflows.

• Actively contribute to the digitalization of consumer loan origination systems, driving Straight‑Through Processing (STP) and improved customer experience.

• Design and develop automated testing frameworks and solutions using data‑driven approaches to enable faster rollout of credit policy changes.

• Collaborate closely with credit risk, business, and technology stakeholders to translate credit strategies into scalable system solutions.

• Support the implementation and optimisation of credit decisioning platforms, ensuring alignment with risk governance, performance, and regulatory standards.

Who you are

• Degree with substantial quantitative and/or programming content

• Minimum 5 years of relevant experience in the financial services industry, with strong exposure to project management and application development.

• Prior experience supporting the deployment of credit decisioning systems, preferably incorporating machine learning models.

• Strong technical proficiency in:
  - Python programming
  - Microservices architecture
  - Automated testing frameworks and solutions

• Working experience using FICO BLAZE and ACCELQ is an advantage

• Strong analytical, problem‑solving, and stakeholder management skills, with the ability to operate effectively across business and technology teams.

• Degree with substantial quantitative and/or programming content

Who you work with

Group Risk Management works independently to protect, build, and drive our businesses. The team support good decision-making. With strong risk analysis. And a crucial, comprehensive role in sharpening our competitive edge. Optimizing risk-adjusted returns. It’s about seeking and adopting best-in-class practices. Protecting the group from unforeseen losses. Keeping risk within appetite. Embracing change and managing growth in one of the world’s strongest banks.

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.