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ARMO is a regional office covering Asia Pacific (APAC) region. ARMO-CRED supports the Regional Chief Risk Officer and senior managements in the region to continuously enhance credit risk management function, frameworks and initiatives to support the development of APAC businesses. The Credit Analytics and Advisory team’s key responsibilities include utilizing credit analytics and tools to closely monitor the credit portfolio, conduct comprehensive risk analysis and reporting to support senior management decisions and action planning, advising regional stakeholders and APAC branches on credit risk management initiatives, and holding credit risk management committee in APAC region.
Job Responsibilities:
- Maintain and enhance credit analytical tools and techniques, to support effective monitoring and review through Stress Testing, Early Warnings, Economic Capital framework (concentration management), Risk Appetite Framework and Heat Map.
- Actively collaborate with regional branches and subsidiaries to enhance local credit risk management practices, frameworks, and initiatives, ensuring alignment with regional and global best practices. Provide expert guidance and hands-on support to drive innovation and strengthen the APAC region’s overall risk posture.
- Partner with both 1st and 2nd line of defense teams, as well as global and local credit risk management counterparts, to facilitate comprehensive risk reviews and constructive challenges. Deliver actionable insights that support sustainable, disciplined business growth strategies across the region.
- Manage the BAU processes to ensure timely and accurate deliverables; and drive process enhancement to improve the process efficiency and effectiveness.
- Assist with the preparations of the regional credit risk management committee.
- Maintain a good understanding of macroeconomic trends, market movements, regulatory developments, and other credit-related events that may impact the credit portfolio. Proactively monitor and evaluate pertinent information to support sound decision-making and robust risk management.
Job Requirements:
- Minimum of 4 years of experience in credit risk analytics or risk management function, with prior experience in either quantitative analysis or risk/data modelling (such as credit portfolio analysis and reporting, stress testing and early warning frameworks ).
- Experience in analyses and interpreting large and complex data sets.
- Experience in Microsoft Excel; knowledge of Excel VBA, SQL, or R programming.
- Strong articulation and communication skills to facilitate discussion and decision making.
- Preferably to have a degree in accounting, finance, statistical analysis, or an equivalent field, with familiarity with financial products and banking operations.
- Demonstrate ability to work and communicate effectively in a team and collaborate proactively.
We regret to inform that only shortlisted applicants will be notified.
Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.
