Executive Director, Group Head, Credit (Financial Institutions Group)

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Responsibilities:

• Underwrite/approve credit cases for FI client segment within approved risk appetite and origination policies.
• Monitor credit quality of FI portfolios, including via individual or portfolio credit review and stress test, and adopt or recommend pre-emptive risk mitigation measures when appropriate.
• Review and evaluate credit proposals and internal ratings and ensure that well-rounded and comprehensive evaluations are available for credit authority holders’ decision, with minimal delay in required turnaround time nor delinquency in review schedule.
• Assign sovereign ratings and propose/concur country risk limits.
• Participate to ensure internal rating models and FI portfolio related credit policy and procedures are up-to-date and highly relevant.
• Contribute credit opinions to new proposal or review of FI related financial products, including various Frameworks which facilitate timely customer onboarding and execution of transactions.
• Manage and develop the Group Credit (FI) team to ensure high productivity and smooth succession upon attrition.
• Initiate or participate in ad hoc projects as required.

Requirements:

• Bachelor’s Degree or higher.
• 20+ years’ experience in credit risk management with a focus on financial institutions.
• Strong leadership skills and proven success in people and business management.
• Acumen in the dynamics of global macroeconomics and financial regulatory regimes, and their relationship with soundness of major banking systems to which UOB has exposure.   
• Strong communication skills and sensitivity in balancing business needs and risk control.  
• Familiarity with loan, trade finance and treasury market products.
• Front line experience as relationship and/or sales manager a plus.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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