APAC Payments Transformation & Execution - Associate

Job Description
Are you passionate about shaping the future of Payments? Join our APAC Payments Transformation and Execution team as an Associate, where you'll drive strategic change and operational efficiency across 14 APAC markets. Be part of an agile team that tackles complex challenges and implements innovative solutions, fostering career growth and personal development in a rapidly evolving industry.
As an Associate in the APAC Payments Transformation and Execution team, you will be instrumental in advancing our Global Payments business by driving change and execution excellence across Asia. Our team leads and executes projects that align with strategic goals of the Payments Business, collaborating with cross-functional teams to ensure our product and client agenda meets global and regional priorities. This is an opportunity to utilize your expertise in project management, process optimization, and technology integration to deliver innovative solutions, enhance client experience, and ensure regulatory compliance.
Job Responsibilities

• Identify growth, efficiency, and innovation opportunities within the Payments landscape.
• Conduct data mining and quantitative analyses to uncover trends and insights.
• Perform root cause analysis to develop informed solutions.
• Lead transformation projects from inception to completion, including organizational changes and process optimizations.
• Develop business cases, define project scope, and manage project execution/governance.
• Analyze processes and identify opportunities to streamline activities to promote sustainable and scalable operations.
• Implement enhancements to operating models and workflows to meet client needs and regulatory requirements.
• Assess risks of new initiatives and ensure compliance with regulations.
• Develop risk mitigation strategies to address potential impacts.
• Build strong relationships with stakeholders to drive successful transformation initiatives.
• Collaborate with cross-functional teams to deliver complex programs.

Required qualifications, capabilities, and skills

• Highly motivated self-starter comfortable in a fast-paced, dynamic environment.
• Passionate about the evolving Payments business, delivering end-to-end solutions.
• Ability to simplify complex concepts and develop clear, persuasive outcomes.
• Maintain detailed focus while considering the broader context for seamless project delivery.
• Strong project management skills with the ability to mobilize stakeholders.
• Excellent communication and collaboration skills in a complex matrix organization.
• Ability to multi-task and manage various projects and assignments simultaneously.
• Openness to adopting new technologies to drive innovation.
• Strong analytical and problem-solving skills with proficiency in Excel and PowerPoint.
• Bachelor's degree in Business, Finance, or related field.
• Minimum of 5 years of professional experience.

Preferred qualifications, capabilities, and skills

• Experience in Payments/Transaction Banking or Consulting/Project Management.
• Familiarity with APAC markets and regional business practices.
• Knowledge of blockchain, AI, and machine learning technologies.
• Experience with digital tools such as Alteryx.

About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
A part of the Commercial & Investment Bank, J.P. Morgan Payments enables organizations of all sizes to execute transactions efficiently and securely, transforming the movement of information, money, and assets. The team of experts tackles complex challenges at every stage of the payment lifecycle. And their industry-leading solutions facilitate seamless transactions across borders, industries, and platforms.
Operating in over 160 countries and handling more than 120 currencies, J.P. Morgan Payments business is the largest processor of USD payments, with a daily transaction volume of $10 trillion.